401k: good for you, good for your company

Many financial experts agree that 401ks are the preferred way to help build wealth for retirement. 401k plans were created with unique advantages that can make a real difference in your savings:

• The highest contribution limits among retirement options
• A Roth option with no income limits

And more! Read on to discover how the new small-business 401ks can benefit you.

Save more money, pay fewer taxes
IRAs are nice, but they lack some of the best features of a 401k. Now small businesses have access to a 401k designed specifically for them, with all the same advantages that large companies have been enjoying for years:

Good for you

• An opportunity to save more
• The ability to lower your personal taxes
• Access to funds in a pinch
• Matching and profit-sharing options

Good for your company

• Tax breaks for your business
• A tool for attracting employees
• Plenty of flexibility